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How to Become Homeless—Yes, Even You

JoyThe Weingart Center is a venerable Skid Row institution that offers shelter, job training and counseling. Los Angeles Times writer Sandy Banks interviewed Maxene Johnston, who was in charge of it for 10 years, and learned this:

Her time in the trenches taught her that most people with nowhere to live fell into one of three groups: the derailed, the disabled or the dysfunctional. The derailed are ordinary people hobbled by bad luck…The disabled have mental or physical issues that make it hard to live on their own…The dysfunctional are chronic street dwellers, with limitations that can’t be addressed with short-term help… There are as many back stories as there are broken and desperate people.

The point Johnston makes is that all the people in these subdivisions are still part of the public, the citizenry whose safety and wellbeing the civic authorities are charged with protecting. The derailed, of course, are the easiest to help, and also the easiest to become one of. Life is so precarious that just about everyone is at some degree of risk for becoming homeless. Today we look at a few random ways in which this can happen.

A Davenport, Iowa, mother of five was shown a rental house by “the most wonderful man I ever met in my life” and gave him a $1,300 deposit—all the money she had. Then he disappeared, and even a local news station was unable to help her trace the thief.

An article by Senior Advocate Liza Horvath outlines some of the many ways in which the elderly can be scammed out of their homes and savings, and prefaces the list with strong words:

A rapacious, marauding predator is taking hold in America and it is growing stronger, smarter, meaner and more aggressive each passing minute… If left unchecked it will take everything they have earned and saved throughout a lifetime and dump them—homeless and destitute into the mean streets.

A Rhode Island couple bought a house, sold their old house, and wound up out in the cold. At the last minute, their Realtor told the would-be buyers that “because [a law firm] had failed to provide proper notification of foreclosure, we’d be unable to obtain title insurance.” The firm’s branches in a nearby state had already been under investigation because their practices looked very much like those of a “foreclosure mill,” a well-known variety of illegal enterprise. Yet the error in this case could so plausibly have been an honest (and still unconscionable) mistake, it gave the Attorney General’s subsequent inquiry very little to work with. And the couple, of course, could not get their old house back.

In Milwaukee, Wisconsin, the Andrews family learned the hard way that when the city condemns a building, the tenants have to leave immediately. It wasn’t Robin Andrews’s fault that the balcony of a 4th-floor apartment collapsed, or that everyone in the building had to get out right away. His employer paid for the initial week in a motel room for the couple and their three children. Andrews expected to get his $900 security deposit back from the old landlord, but instead was cheated out of it. The result? No resources and nowhere to go.

Everyone has a story, and listening to too many of them at once can have an impact on the hearer. But now, the theme takes a turn. As we have seen, in Florida many volunteer teams of military veterans search the urban areas and the wilderness for their lost brothers. Last year a survey was taken—and bear in mind, this was just one county, Hillsborough, which includes the city of Tampa.

Of the 236 veterans counted…109 said they didn’t know exactly why they were homeless.

Reactions?

Source: “Garcetti, City Council throw homeless problem to the police,” LATimes.com, 07/03/15
Source: “Davenport mom and kids homeless after internet scam,” WQAD.com, 10/14/13
Source: “Scammers can leave seniors homeless,” MonteryHerald.com, 10/31/14
Source: “I-Team: Law firm mistake leaves couple without home,” turnto10.com, 10/28/13
Source: “Family left homeless after balcony collapse,” 620wtmj, 10/10/13
Source: “Number of homeless veterans in the area spikes,” Tbo.com, 05/11/14
Image by Pedro Ribeiro Simões